Reference
Portrait + landscape11 Permissible ICHRA Classes
Summarizes the eleven class structures that may be considered when designing an ICHRA.
Resource Library
Design the Benefit
Build classes, contribution approaches, employer strategy, and a sustainable benefit design.
Browse all resources13 resources
Evidence File
Portrait + landscapeAffordability Review File
Organize affordability assumptions, calculations, source facts, and reviewer conclusions so the benefit design has a traceable support file.
Worksheet
Portrait + landscapeALE Strategy Design Worksheet
Organizes design considerations for an applicable large employer evaluating an HRA strategy.
Worksheet
Portrait + landscapeClass Builder and Tracker
Helps define proposed employee classes and track the facts, rationale, and review needs supporting each class.
Worksheet
Portrait + landscapeContribution Calibration Worksheet
Supports refinement of contribution amounts using employer goals, affordability, geography, and participant considerations.
Worksheet
Portrait + landscapeContribution Strategy Builder
Helps structure employer contribution goals and compare approaches for a sustainable HRA design.
Checklist
Portrait + landscapeDesign Risk Review Checklist
Review a proposed benefit design for class, contribution, affordability, administration, communication, and governance risks before approval.
Worksheet
Portrait + landscapeHuman-Touch Design Review
Evaluate whether a proposed benefit design and support model preserve understandable choices, reachable help, and appropriate human judgment.
Worksheet
Portrait + landscapeNon-ALE Strategy Design Worksheet
Organizes goals, constraints, and benefit-design considerations for an employer that is not an ALE.
Checklist
Portrait + landscapeQSEHRA Strategy Checklist
Reviews core strategy and eligibility considerations when evaluating a QSEHRA approach.
Decision Record
Portrait + landscapeRejected Design Rationale Log
Record benefit-design options that were considered but not selected, including the decision rationale, evidence, and conditions for reconsideration.
Worksheet
Portrait + landscapeRenewal Strategy and Indexing Worksheet
Evaluate renewal assumptions, contribution indexing approaches, market changes, budget effects, and participant impact before updating the design.
Reference
Portrait + landscapeSimple vs. Segmented Design Comparison
Compares simpler and more segmented benefit designs across administration, employee experience, and governance considerations.